Coronavirus.

Cue

Well-Known Forumite
Probably have a limit per cheque though. (HSBC is £750 per cheque).
It’s quicker using the app. Every cheque I’ve paid in (a lot of them) has cleared & been ‘available” the next working day.
P. S. HMRC only pay by cheque yet they expect business users to only pay electronically. It’s surprising how many people still insist on paying even small amounts by cheque, they feel safer giving out a piece of paper with all their bank details etc rather than a fairly “anonymous” internet transfer.

HMRC pay by bank transfer if they already have your details on file. We get our VAT refunds this way as they have our bank details from setting up the direct debit
 

Gramaisc

Forum O. G.
It’s surprising how many people still insist on paying even small amounts by cheque, they feel safer giving out a piece of paper with all their bank details etc rather than a fairly “anonymous” internet transfer.
Not just the details, but, in the case of a personal cheque, an actual sample of their signature.
 

staffordjas

Well-Known Forumite
HMRC pay by bank transfer if they already have your details on file. We get our VAT refunds this way as they have our bank details from setting up the direct debit
Probably have a limit per cheque though. (HSBC is £750 per cheque).
It’s quicker using the app. Every cheque I’ve paid in (a lot of them) has cleared & been ‘available” the next working day.
P. S. HMRC only pay by cheque

You can deposit checks with the Lloyds Banking app from the comfort of your own home
Only up to £500 though .(Been recently increased) Our amount 'stopped in error' from a pension draw down is a bit more than that though , through a monumental big time c0ck up by the pension company office.:mad:

Online banking folks - it's the way forward - for about the last 10 years!
I usually do all things banking related online. I tried ordering a replacement 'contactless ' card online , as son said that where he is most places are contactless only since this virus reared it's ugly head.
Replacement card came and was another chip & pin one,
Rang LLoyds , as banking app said I couldn't order another replacement within 3 weeks.
45 minutes on hold...eventually got an advisor , who said he didn't know how to order it 'contactless' but to solve the problem would put me through to the 'Wallet team' so that I could at least organise to do contactless with my phone.......got cut off!
Rang them back , another 30 minutes in queue, but at least this time I got through to a different lady who straight away said she could reorder a contactless card for me. Supposed to be arriving tomorrow.....

I do all my banking online, but the building society still works on passbooks to do all transactions. So had to go in person to get the money out of building society the other day , to have money readily available to pay for food deliveries , and took from Saturday to today for their cheque to clear in Lloyds.[/QUOTE]
 
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Withnail

Well-Known Forumite
Anyone know if Lloyds in Market Square has an ATM on the outside of the building which accepts cheque deposits , rather than use the inside one?
Yes, it doesn't.

Christ alive the rest of this page is a train wreck - you won't necessarily see this if you are already on the next page - get a fecking grip.

Seriously, @Bob just give me coordinates and i'll have bog roll to you by sunset.

Don't put bananas in the fridge, they'll just turn a funny colour and you won't want them in your country anymore.
 

Withnail

Well-Known Forumite
This is a post from a critical care consultant on Reddit. He is working in London and is working on the front line against coronavirus. Make of it what you will:

“I’m sad to say that I do have the details, and there has been intense discussion about this over the past weeks. To answer your question: “herd immunity” would have been a beneficial outcome to slowing virus growth to a prolonged period of time. It was not a primary outcome.
That said, the official policy was wholly wrong and when all the dust has settled, when all the costs and lives have been counted, people have to make their governments accountable.
I’ll tell you what happened in the UK.

Over the past decade, eminent figures in public health developed complex models that would help inform the UK response to a pandemic. The response plan would allow slow spread through a population and a number of deaths that would be deemed acceptable in relation to low economic impact. Timing of population measures such as social distancing would be taken, not early, but at a times deemed to have maximal psychological impact. Measures would be taken that could protect the most vulnerable, and most of the people who got the virus would hopefully survive. Herd immunity would beneficially emerge at the end of this, and restrictions could relax. This was a ground-breaking approach compared to suppressing epidemics. It was an approach that could revolutionise the way we handled epidemics. Complex modelling is a new science, and this was cutting edge.

But a model is only ever as good as the assumptions you build it upon. The UK plan was based on models with an assumption that any new pandemic would be like an old one, like flu. And it also carried a huge flaw – there was no accounting for the highly significant variables of ventilators and critical care beds that are key to maintaining higher survival numbers (https://www.newstatesman.com/politi...s-show-no-planning-ventilators-event-pandemic).

So, come 2020 and COVID-19 causes disaster in China, Iran and Italy. Epidemiologists and doctors from around the world observe, and learn valuable lessons:

the virus is insidious with a long incubation, any population actions you take will only have an effect weeks later

the virus spreads remarkably quickly and effectively

the virus causes an unusually large proportion of patients to require invasive ventilatory support

early large scale testing, and social distancing measures, are effective at stopping exponential growth

stopping exponential growth is VITAL to preventing your critical care systems from being overwhelmed.

Everyone in the world could see these things. But despite this, very few governments chose to act.

The UK did the opposite of acting. In an act of what I see as sheer arrogance, they chose to do nothing, per the early stages of their disaster plan. There was some initial contact tracing, but this stopped when it was clear that there was significant community spread and exponential growth. And after this? They did not ramp up testing capabilities. They did not encourage social distancing. They did not boost PPE supply, or plan for surge capacity. They ignored advice from the WHO, public health experts in other country; epidemiologists, scientists and doctors in their own. I can tell you with certainty now that they did not even collect regular statistics for how many COVID patients were being admitted to critical care in the UK. They did nothing.

What were they thinking? Maybe that what had happened in China, and was happening in Italy, couldn’t possibly happen in the UK, right? It was impossible. The persisted with the original plan with no modification.
Well COVID-19 is not flu. That is perfectly clear. And it was clear that the UK numbers were following, exponentially, the same trend as Italy. But still the government and their advisers stuck to their guns and put out reassuring messages. I would ask here – why did they still think we would be different?

Finally, a team at Imperial informing the government’s response put up-to-date COVID-19 data into the historical models that the UK plan was based on (https://www.imperial.ac.uk/media/im...-College-COVID19-NPI-modelling-16-03-2020.pdf), and predicted in a best case scenario 250,000 deaths and excess of 8x surge capacity of UK intensive cares. They concluded that our approach was wrong, and that “Epidemic suppression is the only viable strategy at the current time”.

Where are we now?
The government has instituted a number of measures that they previously called “unscientific”, but has not mandated them.
We are far, far into the exponential curve both in deaths and critical care numbers, and there is at least two weeks more growth until any of the half-hearted measures taken might kick in.

We do not have sufficient testing capability for even hospital patients, who sometimes wait days for a test result. There are not enough tests for anyone in the community, or any healthcare workers who might have symptoms.

Hospitals are scrambling to produce surge capacity, and several smaller hospitals in London are now overwhelmed with COVID and out of ventilators.

There is clearly not enough PPE in the country and we are rushing to secure supplies.
Don’t believe the UK government propaganda when they say that they are only advancing along the same plan at a faster pace. It is total bollocks. Their plan was wrong, kaput, totally broken. They chose to perform an experiment on an entire population, a trial of ‘new epidemic mitigation strategy in UK’ vs ‘epidemic suppression in rest of the world’. They didn’t listen to other experts from all over the world, and in this arrogance they did not observe the lessons or data that was there, plain to see. They have backtracked completely and are now doing what most world public health experts and what the WHO asked them to do in the first place. They’ve wasted a month, at least.

Will they suffer? Hell no. It will be the vulnerable in the population, the unlucky young, and the medical staff at the front line.

When the final counts return in months or a years time, don’t let them get away with it.
Archiving, don't mind me.
 

Noah

Well-Known Forumite
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Bob

Well-Known Forumite
........I've been feeling a bit on edge, miserable, stressed.....

I’ve had a light bulb moment, while I’ve watched the kids playing Today. I’ve got a lot to be thankful for!

We have a beautiful outdoor space, well beauty is in the eye of the beholder, it’s a work in progress but we have plenty of space, it’s safe and secure and now we have time to work on it.

My kids are happy and healthy, they are a pain in the backside, constantly drive me insane but they are the loves of my life, also the hubby is ok too!

The sun shining, we’re heading into summer.

I don’t currently have cancer anymore, and after a decade of routine appointments oncology sent me a letter to say that they don’t want to seem me again.

We were waiting for spring before we sold the hot tub, we haven’t yet sold the hot tub, new filters will be been ordered today and by the weekend hopefully we’ll be enjoying the bubbles with a glass of bubbles.

Life’s too short to worry about loo roll, I have wine!
 

littleme

250,000th poster!
........I've been feeling a bit on edge, miserable, stressed.....

I’ve had a light bulb moment, while I’ve watched the kids playing Today. I’ve got a lot to be thankful for!

We have a beautiful outdoor space, well beauty is in the eye of the beholder, it’s a work in progress but we have plenty of space, it’s safe and secure and now we have time to work on it.

My kids are happy and healthy, they are a pain in the backside, constantly drive me insane but they are the loves of my life, also the hubby is ok too!

The sun shining, we’re heading into summer.

I don’t currently have cancer anymore, and after a decade of routine appointments oncology sent me a letter to say that they don’t want to seem me again.

We were waiting for spring before we sold the hot tub, we haven’t yet sold the hot tub, new filters will be been ordered today and by the weekend hopefully we’ll be enjoying the bubbles with a glass of bubbles.

Life’s too short to worry about loo roll, I have wine!
Im glad you feel better, Ive also struggled over the last few weeks. I work in a supermarket, over the last 2 weeks I've worked double shifts as we are so short staffed, I've worked on all of my days off for the last 2 weeks till yesterday, I've been shouted at by customers because they can't get what they want or how many of what they want and frankly I've been spoken to like I'm shit. I've woken up every single day between 3 & 4am worrying about what's happening, thinking of things that have happened at work, worrying about my children and grandchild. Wondering when I can do my food shop. Wondering if this will ever end. Wondering if because I've had a transplant and cancer twice that ill be stopped from working. Worrying about my good friends that are also in the same position as me ( @Glam).

At the end of the day, only 3 things matter.

Look after yourself & your family, enjoy what you have, make the most of what you have, enjoy time with your children.

STAY AT HOME. I don't have a choice, I HAVE to go to work. If you have any opportunity to stay at home and isolate then DO IT, you have a massive opportunity to stay safe and keep your family safe. I don't care how bored you are, BORED IS BETTER THAN DEAD.

Be kind. Try to help where you can. Yesterday I was in a queue for the chemist, I let someone (lady with a little girl in a wheelchair) go in front of me as they were in more need than me.... Do you think anyone else before me in the queue let the same person go infront? NO & I was absoloutly disgusted - 2 even said what a kind thing to do, but they didn't do the same. Arseholes. Just be kind.



*sorry for the rant, people are twats.
 

Thehooperman

Well-Known Forumite
Im glad you feel better, Ive also struggled over the last few weeks. I work in a supermarket, over the last 2 weeks I've worked double shifts as we are so short staffed, I've worked on all of my days off for the last 2 weeks till yesterday, I've been shouted at by customers because they can't get what they want or how many of what they want and frankly I've been spoken to like I'm shit. I've woken up every single day between 3 & 4am worrying about what's happening, thinking of things that have happened at work, worrying about my children and grandchild. Wondering when I can do my food shop. Wondering if this will ever end. Wondering if because I've had a transplant and cancer twice that ill be stopped from working. Worrying about my good friends that are also in the same position as me ( @Glam).

At the end of the day, only 3 things matter.

Look after yourself & your family, enjoy what you have, make the most of what you have, enjoy time with your children.

STAY AT HOME. I don't have a choice, I HAVE to go to work. If you have any opportunity to stay at home and isolate then DO IT, you have a massive opportunity to stay safe and keep your family safe. I don't care how bored you are, BORED IS BETTER THAN DEAD.

Be kind. Try to help where you can. Yesterday I was in a queue for the chemist, I let someone (lady with a little girl in a wheelchair) go in front of me as they were in more need than me.... Do you think anyone else before me in the queue let the same person go infront? NO & I was absoloutly disgusted - 2 even said what a kind thing to do, but they didn't do the same. Arseholes. Just be kind.



*sorry for the rant, people are twats.


Rant as much as you need to @littleme you've earned the right to.

It must be a constant worry being in the potential firing line of the virus.

I have nothing but absolute respect for the bravery and commitment people like you and our NHS staff are showing.

I have been avoiding contact and going out due to being diabetic but may have to do a shop dash and vets visit next week.

If I do have to go shopping I could pick some shopping up for you as well and drop them at your door if it helps.

If so drop me a message and I'll see what I can do.

Thank you for the great work you and your colleagues are doing.
 

Trumpet

Well-Known Forumite
........I've been feeling a bit on edge, miserable, stressed.....

I’ve had a light bulb moment, while I’ve watched the kids playing Today. I’ve got a lot to be thankful for!

We have a beautiful outdoor space, well beauty is in the eye of the beholder, it’s a work in progress but we have plenty of space, it’s safe and secure and now we have time to work on it.

My kids are happy and healthy, they are a pain in the backside, constantly drive me insane but they are the loves of my life, also the hubby is ok too!

The sun shining, we’re heading into summer.

I don’t currently have cancer anymore, and after a decade of routine appointments oncology sent me a letter to say that they don’t want to seem me again.

We were waiting for spring before we sold the hot tub, we haven’t yet sold the hot tub, new filters will be been ordered today and by the weekend hopefully we’ll be enjoying the bubbles with a glass of bubbles.

Life’s too short to worry about loo roll, I have wine!
Wish I could have liked this twice.
 
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