Mundane facts about your day: Part Deux.

staffordjas

staffordjas

Well-Known Forumite
Aaaargh! Glad I'VE got my head screwed on and , having an injured knee , not out at my usual zumba.

Hubby just forwarded me a screenshot of sons supposedly 'new number' ...scam text just received ' Hi Dad , save my new number' just assuming it was from son. :roll: Never even told me he was doing it , yet I was sitting here right downstairs :roll:

I've warned him time and time again to watch for scams, shows he never listens to me! :ohno::angry::grr:Said he was busy at work so just looked quickly and sent it to me to save :roll::ohno:

I blocked number and deleted .....closely followed by numerous duplicate texts from different numbers.

Convinced these people are getting his number through contact with NHS , as after each time he's had appointments and phone calls with hospital or doctors he then gets bombarded with scam calls and texts.
 
D

DeltaHotel

Well-Known Forumite
A Debt Death Spiral is forming

How much money do you owe?

Mortgage
Credit Cards
Car Loan
Sharks
Dolphins
Bookmakers
Bar Tab

Then why not buy a Havasack and Thermos Flask? ( for cash ) and never buy a rip off sandwich or coffee again. save thousands!!

Terns and Commissions Apply
 
tek-monkey

tek-monkey

wanna see my snake?
Mortgage aside my debt is in the hundreds rather than thousands, and the mortgage is under 2 years take home pay. I don't earn brilliantly but we've been on a debt reduction mission since my wife lost her job and can survive alright on one wage. I know families paying more on car finance than our entire household bills (excluding food)
 
Gramaisc

Gramaisc

Forum O. G.
staffordjas said:
Aaaargh! Glad I'VE got my head screwed on and , having an injured knee , not out at my usual zumba.

Hubby just forwarded me a screenshot of sons supposedly 'new number' ...scam text just received ' Hi Dad , save my new number' just assuming it was from son. :roll: Never even told me he was doing it , yet I was sitting here right downstairs :roll:

I've warned him time and time again to watch for scams, shows he never listens to me! :ohno::angry::grr:Said he was busy at work so just looked quickly and sent it to me to save :roll::ohno:

I blocked number and deleted .....closely followed by numerous duplicate texts from different numbers.

Convinced these people are getting his number through contact with NHS , as after each time he's had appointments and phone calls with hospital or doctors he then gets bombarded with scam calls and texts.
Click to expand...

Scam texts and emails...

I seem to get very few, perhaps I'm not worth targeting?

I do, however, get almost daily emails from HMRC about filing my tax return and making the necessary payment before the deadline, which is fast approaching. These have the 'look' of a facsimile scam, as they threaten me with consequences for an action that I took many months ago - the return is filed and the payment made. I got yet another this morning, a step more aggressive than they have been. You have to read through for the "If you have since filed and paid or have no actions to take" bit.

It seems reasonable to expect that an organisation funded by money falling from the sky might be able to connect its systems up*, rather than making it easier for people to construct false emails to fool innocent parties.

I felt obliged to recheck that I do possess evidence of the pointlessness of all these emails.


* But then, they did once try to charge me £100 for a late submission, despite having sent me an assessment, based on the 'late' submission, but dated before the deadline...
 
tek-monkey

tek-monkey

wanna see my snake?
Ryanair currently want me to send them, by unencrypted email to a generic address, my passport and a copy of my bank statement as well as my full account details. I asked on a travel group about this and most people see no problem with sending identity and financial documents with no security to unknown people.

And we wonder why scammers keep at it!
 
Noah

Noah

Well-Known Forumite
Gramaisc said:
HMRC .... might be able to connect its systems up*,
Click to expand...
The old Inland Revenue were the first Government department to develop an online network, perhaps they are still using the same system. They called it IRON (Inland Revenue On-line Network) The second department to stagger into the modern age was the Ministry of Ag, Fish & Food. They called their system MAIDEN.
 
D

DeltaHotel

Well-Known Forumite
tek-monkey said:
Ryanair currently want me to send them, by unencrypted email to a generic address, my passport and a copy of my bank statement as well as my full account details. I asked on a travel group about this and most people see no problem with sending identity and financial documents with no security to unknown people.

And we wonder why scammers keep at it!
Click to expand...

It’s a Clusterfucck!

It started with Facebook users giving their real DOB and inside leg measurements whilst declaring that they were abroad on holiday and missing their new car on the drive ( pictured ) and has lobotomised almost everyone with access to the internet

except of course multiple highly effective international scamming ‘businesses’

Thick Sheep

Brain dead Britain!

Stay indoors, only use cash, sign nothing, wear a novelty mask to answer the doorbell, only talk whilst playing the kazoo !
 
staffordjas

staffordjas

Well-Known Forumite
I trust no-one (especially after my late parents were scammed out of 10 grand , with them even sending a fake policeman around to the house to collect their cards after 'the bank' had phoned to say someone had accessed their bank details, so confirm pin, passwords, exact name, address blah blah blah to prove they are them . Even after that they never learnt . Wouldn't let me sling 'you have won the spanish lottery' letters even though they'd never bought a lottery ticket in their life! :roll: They were definitely on the suckers list!)

Scariest few hours was transferring our whole house money and solicitors fees monies over to solicitors when moving here from Stafford. Bank teller kept questioning and questioning whether anyone was making me do it etc etc . Had to ring solicitor from my number on phone for him in front of them , not off the official letter. Was doubting myself whether I was actually dealing with the proper solicitor in the end and thinking to myself "is there actually someone standing outside making me do it ... 🤣 Then the teller called the manager over and he was questioning me even more.
At least they were making sure I wasn't being scammed , but I was so bloody relieved when we got in this house knowing we had actually sent the money to the right people 😂
 
Gramaisc

Gramaisc

Forum O. G.
I know someone who "won't use internet banking because I don't want people having my bank details, I will always send them a cheque"

So, you send them your sort code and account number, plus a genuine sample of your signature?

Where?

On the cheque.

Where?

Those numbers on the bottom.

Are they my bank details?

Yes.

I'll cut them off!

How will they know which account the payment is from?

I don't know.

(Knowing when to give up is a useful skill).
 
Noah

Noah

Well-Known Forumite
staffordjas said:
They were definitely on the suckers list!
Click to expand...
On the other hand they might actually et genuine messages from the bank.
My bank (which will remain nameless) provides very good information on spotting and voiding fraud, on-line, pdfs, paper and emails. Unfortunately some of their staff, mainly central rather than branches, don't seem to have read them. Emails "Important document for you to read/sign", "You have won a prize", I suspect most recipients have flagged them as spam without opening them. Phone calls from someone with a foreign accent demanding all sorts of personal details & account information while refusing to prove their identity: check on phone number identity sites show hundreds of people reporting the number as spam, some had even phoned the bank and been told they hadn't made the call; one site actually checked the number and it was someone at bank HQ selling savings accounts, 96% of recipients had identified the number as fraudulent!
 
D

DeltaHotel

Well-Known Forumite
tek-monkey said:
I've been ill since Friday with what feels like a sort of flu. Bad cold/cough, headache, very light and noise sensitive etc. been in bed all weekend and even had to take today off work (very rare occurrence, first in 3 years I think). Wife and son started getting it last night so not something they brought with them, managed to get a doctor appointment for tonight.
Click to expand...

H5N1 is a possibility

It’s changing

As viruses do
 
tek-monkey

tek-monkey

wanna see my snake?
tek-monkey said:
Ryanair currently want me to send them, by unencrypted email to a generic address, my passport and a copy of my bank statement as well as my full account details. I asked on a travel group about this and most people see no problem with sending identity and financial documents with no security to unknown people.

And we wonder why scammers keep at it!
Click to expand...
This one is still going, so I did some digging. Seems they use zendesk for all baggage mishandling complaints, so a third party not even their own platform. They also state they may retain data for up to 10 years.

I have emailed their DPO to query this
 
tek-monkey

tek-monkey

wanna see my snake?
DPO response is we don't deal in emails, you have to fill in an online form and provide your passport before we'll talk to you!

Interestingly though, the form is secure and allows an upload! So the functionality is there, but ryanair staff are too lazy to use it. Beyond belief.
 
Gramaisc

Gramaisc

Forum O. G.
A hospital run today. Fifty miles each way, but a nice trip through pleasant countryside, on decent roads and ending up at what has always been, and still is, the nicest hospital that I've ever been to.

We've done this a few times in the past, so I can be confident of them taking a good hour and a half to poke, prod, scan and stab him. This means that I can have a nice walk along the canal.

DSC_0096.JPG


DSC_0098.JPG



Then we stopped halfway back for a meal, in a hotel where Dame Nellie Melba sang to the assembled crowd in the square from an upstairs window. There was none of that sort of unnecessary distraction today.

4973809_d460ec84.jpg


What there was was two five-minute periods of biblical rain, like the obviously fake, over-the-top, artificial rain that they sometimes do in Hollywood films. Otherwise, it has been full-on, 100% sunshine.
 
tek-monkey

tek-monkey

wanna see my snake?
4 days into being effectively a single parent* and I have utmost respect for anyone that does this full time. If I didn't have my mum to help I'd have been screwed, trying to juggle a job with a child (and 2 dogs) is a nightmare and I have it easy as I work from home. Tried to extend nursery hours but they have no spare capacity at short notice, and TBH the cost aint that far off my wages anyway so is it really worth it?

* Not single, don't worry, but wifey is temporarily otherwise engaged. See emergency trip to airport above
 
Gramaisc

Gramaisc

Forum O. G.
tek-monkey said:
4 days into being effectively a single parent* and I have utmost respect for anyone that does this full time. If I didn't have my mum to help I'd have been screwed, trying to juggle a job with a child (and 2 dogs) is a nightmare and I have it easy as I work from home. Tried to extend nursery hours but they have no spare capacity at short notice, and TBH the cost aint that far off my wages anyway so is it really worth it?

* Not single, don't worry, but wifey is temporarily otherwise engaged. See emergency trip to airport above
Click to expand...
They're supposed to be sheepdogs.

Can't they even herd a single child for you?
 
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