Mundane facts about your day: Part Deux.

[Cue]

You would if you were the seller.

Cuts both ways.

Question is whether it can be part of the mortgage because I imagine not

Adding another say, £1500-3000 in cash-in-hand costs is a significantly higher chunk for the buyer who may not have equity in an existing house (FTB, etc) versus a seller who can probably write it off from the equity on selling the property

If our seller had told me there was £1620 + VAT to pay we probably wouldn’t have managed to get together the money to buy the place at the time, on top of the deposit, etc

 

[staffordjas]

Question is whether it can be part of the mortgage because I imagine not

Adding another say, £1500-3000 in cash-in-hand costs is a significantly higher chunk for the buyer who may not have equity in an existing house (FTB, etc) versus a seller who can probably write it off from the equity on selling the property

If our seller had told me there was £1620 + VAT to pay we probably wouldn’t have managed to get together the money to buy the place at the time, on top of the deposit, etc

We won't be getting a mortgage with me being an OAP now and hubby retiring soon. Budget's got to be what we end up with for the sale of our house and savings . Hadn't factored for another big bill for 3K+ buyers fee added on with certain agents.
Plus the solicitors quotes are based on the house prices, so I bet those would go up as well .


Seen some lovely houses so far today , and got some good furnishing ideas for our next home from going around them.

 

[Thehooperman]

One of the houses is on the market with Free Agent , We were contemplating putting in an offer as it's in the best position and a nice decent sized 3 bed corner plot with own driveway. BUT talking to the agent showing us around were informed that it is us , the buyer , who has to pay the purchase fee of 1% + Vat , whilst the vendor pays nothing. We would have to knock over 3k off the offer price to compensate for 3k+ extra fees.
Would have put an offer in this weekend if it wasn't for that . Not completely ruled it out , but don't like that idea at all!

Why not sell yours with a similar arrangement or increase your asking price to cover the additional costs?

 

[That-Crazy-Rat-Lady]

One of the houses is on the market with Free Agent , We were contemplating putting in an offer as it's in the best position and a nice decent sized 3 bed corner plot with own driveway. BUT talking to the agent showing us around were informed that it is us , the buyer , who has to pay the purchase fee of 1% + Vat , whilst the vendor pays nothing. We would have to knock over 3k off the offer price to compensate for 3k+ extra fees.
Would have put an offer in this weekend if it wasn't for that . Not completely ruled it out , but don't like that idea at all!

Not sure who they are with but there were no fees for me or the buyer with Strike.

I understand people may not want to manage viewings themselves or use the online portal.

However I found it so easy, they have a call center whereby you are allocated an agent throughout the process so can reach them anytime if needed.

I just couldn't justify 2k fees for a game of Chinese whispers and the general incompetence!

 

[staffordjas]

Not sure who they are with but there were no fees for me or the buyer with Strike.

That house was on with Freeagent247.com (or something like that)

 

[staffordjas]

Got a day of back to back viewings , as well as quite a few Monday & Tuesday. First one down ...

Bit harder on a Sunday with hubby going around untidying everywhere and leaving cupboard doors open with all the hidden clutter in full view!

 

[Cue]

That house was on with Freeagent247.com (or something like that)

With a name like that what’s not to trust?

Does anyone else find very literal product names very uh… not trustworthy? I think it stems from the amount of absolute crap vendors peddle like “Driver Remover Ultimate”, “Video Player Platinum”, “Ultra Anti Virus” - might be the serious lack of thought put into marketing also goes into the product perhaps.

Incidentally, they’re called FreeAgent247 most likely because “FreeAgent” has been taken for quite some time by a bit of bookkeeping software akin to QuickBooks or Xero

 

[Jonah]

Just had a takeaway from the Chinese at Bodmin Avenue. What a tasteless thing that was. It’s not the first time I’ve had poor food from there but it will be the last as I’m not going back there again.

 

[Mudgie]

Just had a takeaway from the Chinese at Bodmin Avenue. What a tasteless thing that was. It’s not the first time I’ve had poor food from there but it will be the last as I’m not going back there again.

They might have run out of MSG.

 

[Cue]

Just had a takeaway from the Chinese at Bodmin Avenue. What a tasteless thing that was. It’s not the first time I’ve had poor food from there but it will be the last as I’m not going back there again.

Neway?

The Chinese takeaway offerings haven’t been the same since the owners of Bamboo, etc retired and sold them on really

 

[proactive]

Just had a takeaway from the Chinese at Bodmin Avenue. What a tasteless thing that was. It’s not the first time I’ve had poor food from there but it will be the last as I’m not going back there again.

Yes, we had a takeaway from there a couple of weeks ago and it was well below par. Had meant to post it up but forgot

 

[littleme]

Eldest & my grandson came over straight after work, we played rock, paper, scissors, poo....... New to me!

Poo seems to be a favourite word at the moment.

 

[tek-monkey]

I just couldn't justify 2k fees for a game of Chinese whispers and the general incompetence!

Only ever bought one house, but the estate agent were more of a liability than a help.

 

[proactive]

Only ever bought one house, but the estate agent were more of a liability than a help.

Oh yes.

 

[That-Crazy-Rat-Lady]

Only ever bought one house, but the estate agent were more of a liability than a help.

I've dealt with a lot of agents when buying my first then second home - all absolutely imbeciles!!

I shan't rant on (oh but I could!!) however one delightful agent (bitch) when buying my first house had the cheek to look me up and down and said 'what exactly is it you do for a job?'

At this point I was 2 weeks away from exchanging contracts...

 

[SketchyMagpie]

The fact that drinking zero alcohol beer still makes me feel drunk makes me wonder how much of my being drunk in the past was actually down to the alcohol...

 

[Jonah]

Neway?

The Chinese takeaway offerings haven’t been the same since the owners of Bamboo, etc retired and sold them on really

It is Neway. I’ve tried their food various times from when they first opened and I’ve had more poor food than good food. Decided never to use them again now. It’s a shame as they are so close to where I live but I’d rather travel and have decent food.

 

[proactive]

I've dealt with a lot of agents when buying my first then second home - all absolutely imbeciles!!

I shan't rant on (oh but I could!!) however one delightful agent (bitch) when buying my first house had the cheek to look me up and down and said 'what exactly is it you do for a job?'

At this point I was 2 weeks away from exchanging contracts...

One Stafford estate agency, when we were looking to buy our current house, actually said to me "but you do understand your wife is Hungarian don't you?" When trying to justify that their mortgage offer was so much more than anyone else and that we should go with them because my wife was Hungarian and nobody else would touch filth like us.

She got most offended when I told her to FRO. And even more offended when I had an enormous rant at her boss (who I vaguely knew) which got her sacked.

 

[That-Crazy-Rat-Lady]

One Stafford estate agency, when we were looking to buy our current house, actually said to me "but you do understand your wife is Hungarian don't you?" When trying to justify that their mortgage offer was so much more than anyone else and that we should go with them because my wife was Hungarian and nobody else would touch filth like us.

She got most offended when I told her to FRO. And even more offended when I had an enormous rant at her boss (who I vaguely knew) which got her sacked.

That's terrible!

Although I wish I could say I was surprised!!

When viewing a property in Stafford I was told by the agent that the seller was 'one of those lesbian types'

Unbelievable!!!

 

[proactive]

Unbelievable!!!

Sadly, not at all.