tek-monkey
wanna see my snake?
For me it's more cider, eating out and then motorbikin'! With a healthy sprinkling of gadgets.
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Spending Money
- Thread starter Carole
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For me it's more cider, eating out and then motorbikin'! With a healthy sprinkling of gadgets.
John Marwood
I ♥ cryptic crosswords
Chris Spedding?
Carole
Well-Known Forumite
That reminds me of a something I heard many years ago about a lady who went on a cruise and fell in love with one of the greek workers on the ship.
She thought he was a cabin steward.
It was only after he had proposed and she had accepted did he tell her actually he owned the shipping line.
arthur
Nixon Garden Neatness
My disposal income and my not so disposable income goes on plants + seeds -and more plants and more seeds - my summer house - my greenhouse - my garden tools - garden seating - garden pond – garden, garden, and more garden. Oh I buy new clothes periodically so I can wear my old ones in the garden.
I detest going around clothes shops it’s so time consuming and boring going from shop to shop to see what they have in, then -getting all hot and bothered taking my clothes off to try something on then putting my clothes back on. So I tend to armchair shop for clothes. I do like spending my money on E bay because I love getting a bargain.
Smart new clothes are very important to some people and if they want to spend their hard earned money on new clothes then that is their prerogative.
I only wear smart clothes to work because of the professional environment I work in - I would much rather spend my money a second hand jeans and a baggy top and scruffy trainers I have even bought second hand trainers.
In my professional world disposable income is for creditors
I detest going around clothes shops it’s so time consuming and boring going from shop to shop to see what they have in, then -getting all hot and bothered taking my clothes off to try something on then putting my clothes back on. So I tend to armchair shop for clothes. I do like spending my money on E bay because I love getting a bargain.
Smart new clothes are very important to some people and if they want to spend their hard earned money on new clothes then that is their prerogative.
I only wear smart clothes to work because of the professional environment I work in - I would much rather spend my money a second hand jeans and a baggy top and scruffy trainers I have even bought second hand trainers.
In my professional world disposable income is for creditors
age'd parent
50,000th poster!
Disposable income, whats that?
I tend to spend any suplus on cheap holidays at shell island (2/3 times a year) and gadgets,
plus save like mad for bills and repairs.
I tend to spend any suplus on cheap holidays at shell island (2/3 times a year) and gadgets,
plus save like mad for bills and repairs.
That-Crazy-Rat-Lady
Well-Known Forumite
Lush!!
Carole
Well-Known Forumite
I agree that people should spend their money on whatever makes them happy.
I don't think that I explained myself properly on my previous posts about the designer clothes.
I meant that some people will only feel happy if they have spent a lot of money on something and it has a "label" that people can see because to wear something cheap diminishes them. (or so they think).
Its like a plain black t shirt. £6 from Marks and Spencer and I don't know how much from Armani, they look the same and may even be made in the same factory but some people just wouldnt wear the M&S one.
As you say it is up to them how they spend their money but I personally don't understand the whole designer outfit thing.
Dont get me wrong, I like smart new clothes myself, and love dresses in particular, I just can't bring myself to spend a fortune on them.
tek-monkey
wanna see my snake?
I recently realised I hadn't purchased any jeans in almost a decade (I realised because my 'good pair' now had many holes). I rectified this by purchasing 6 pairs online, for a total of just over £25. Two pairs from M&S were less than £3 each!
arthur
Nixon Garden Neatness
Bargain
Lucy
Well-Known Forumite
Clothes are interesting. I don't spend loads of money on them, if I buy an expensive item it tends to be a technical brand rather than a designer label. When we went to Gardener's World last year, there was someone selling high end oak tables, and we were seriously interested. The stallholder completely ignored us for someone dressed in tweed, so missed out on a sale, and I can only assume he ignored us because we were youngish, and wearing fleeces and jeans, so assumed we couldn't afford it. I don't need to use clothing to show how much disposable income I may or may not have, but sadly see a lot of people doing so.
Carole
Well-Known Forumite
I have similar experiences.
I can go from looking dog rough to passibly upmarket depending on how much effort, time and money is involved.
I have been totally dismissed several times by those who judge me by what I am wearing.
Carole
Well-Known Forumite
In regards to clothes, others always say I look smart, even though I spend very little on them. I am of the opinion that it's how you wear them rather than how much they cost. That said, I would consider buying more expensive clothes (the very process makes you feel so much better about yourself), but I'm struggling on my comparatively ok wage to save for a house - I'm in my 40s but I cannot ever see this ever happening. I'n the meantime, I'll just continue to line the pockets of a landlord so they can have their expensive clothing. To me, a £6 t-shirt from M&S would be a luxury. Ho hum, such is the world......
Floss
Well-Known Forumite
I buy clothes on a need to basis, I don't depend a fortune on clothes for work but do have to wear business wear so tend to shop high street just because it could be covered in paint and glue the next day. I may buy a few summer tops at the start of the season to replace any worn out ones form the year before, same as jumper for winter. I think as long as you keep your clothes washed and ironed regularly and they look presentable why buy for the sake of it, I'd prefer the idea of working hard and Saving more, so hopefully one day I'll have the choice not to.
Other things I buy is for the house,garden and family but its has fit in with the monthly budget and has to go on the spreadsheet.
Other things I buy is for the house,garden and family but its has fit in with the monthly budget and has to go on the spreadsheet.
hop
Well-Known Forumite
Many years ago when we were refitting one of our bathrooms I went a local store which had a merchants side and a showroom side.
I was dressed in scruffy clothes and when I went to pay for the bathroom suite automatically received a trade discount at the till since the staff member assumed I was a plumber.
I haggle on most items and have no shame in asking for a discount or for a trade price despite not working in a trade. On one occasion in Egypt I spent a few hours haggling, having learnt some basic Arabic before hand the seller was wary of me, clearly realiaing I wasn't a a typical tourist. After several hours we struck a deal and after paying he called the police. This shook my wife up and she was implying I should pay him some more, I wasn't having any of it and stood my ground.
I have been to house viewings of substantial properties worth 7 figures and turned up in a car worth a few hundred pounds. The agents don't bat an eye lid.
I was dressed in scruffy clothes and when I went to pay for the bathroom suite automatically received a trade discount at the till since the staff member assumed I was a plumber.
I haggle on most items and have no shame in asking for a discount or for a trade price despite not working in a trade. On one occasion in Egypt I spent a few hours haggling, having learnt some basic Arabic before hand the seller was wary of me, clearly realiaing I wasn't a a typical tourist. After several hours we struck a deal and after paying he called the police. This shook my wife up and she was implying I should pay him some more, I wasn't having any of it and stood my ground.
I have been to house viewings of substantial properties worth 7 figures and turned up in a car worth a few hundred pounds. The agents don't bat an eye lid.
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John Marwood
I ♥ cryptic crosswords
Wavelength v Splashback - discuss
Gramaisc
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Don't go off the deep end....