I've not long bought my first house, having rented for nigh on 25+ years. As a consequence of using up all my savings on the deposit, I am, for the first time in ages, without any spare money to do the place up.
People keep saying to me, you've got the whole of your life ahead of you (how ever long that is) to get the house as you want it, but I would like to get it to a standard I feel content with for now.
So, I'm thinking of borrowing some cash - maybe about £5,000. The problem is, I've never borrowed money before (until my mortgage), so not too sure what's the best (cheapest) option out there? Family and friends are not an option, so has anybody got any good (or bad) experiences?
I know this sounds obvious, but is it just a case of checking out banks / building societies for the lowest interest rates for borrowing, or is a credit card a better option?
Any advice is very welcome. Ta.
People keep saying to me, you've got the whole of your life ahead of you (how ever long that is) to get the house as you want it, but I would like to get it to a standard I feel content with for now.
So, I'm thinking of borrowing some cash - maybe about £5,000. The problem is, I've never borrowed money before (until my mortgage), so not too sure what's the best (cheapest) option out there? Family and friends are not an option, so has anybody got any good (or bad) experiences?
I know this sounds obvious, but is it just a case of checking out banks / building societies for the lowest interest rates for borrowing, or is a credit card a better option?
Any advice is very welcome. Ta.