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A few posts under my belt
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Hello Greg When my son passed his test he bought a Ford KA as his first car...He had low insurance through a company (Ingenie) that installs a black box type thing that monitors your driving (speed, times driven etc).
While a KA is small & nippy, please remember you can only get 2 friends in the back & the boot space is nearly nonexistent - they also rust a lot (& Fail their MOTs)! Some of sons friends have Corsas so they seem a popular first car....I also own one, but I preferred my KA (nippy)
Probably the best way of getting an estimate of insurance is to find a make & model at around the price you want to pay & put that registration into the quote......but beware, it can go up drasticly when you try to take the actual insurance out
Good luck!
No no no! Don't attempt this!Another option would be to get an older and more experienced driver to insure the car in their name but with a policy for any driver.
With regards to getting quotes without the registration number you could contact companies directly over the phone where they could probably give you a general idea of what you're looking for
Sorry Bob!You beat me to it!
That'll teach me to start faffing with thing halfway through writing a post.
No no no! Don't attempt this!
This is called 'Fronting' & is illegal.
Insurers can't quote without car reg, & make & model.
(I used to work for an insurance company for my sins)
How is it illegal, if it's insured for any driver then any driver can drive it, surely that’s the point? I thought it was ok as long as the person whose name is on the insurance certificate drives it every so often? We were told by our insurance company we could do that for my husband's nephew but it bumped the excess up to a ridiculous level so we decided against it.
I didn't say lie about who the main driver is, just insure it for any driver if you have to name a 17 year old as the main driver then so be it. It may still reduce the premium if it’s on the policy of someone with a substantial no claims discount.
Its fraudulent.How is it illegal, if it's insured for any driver then any driver can drive it, surely that’s the point? I thought it was ok as long as the person whose name is on the insurance certificate drives it every so often? We were told by our insurance company we could do that for my husband's nephew but it bumped the excess up to a ridiculous level so we decided against it.
Person A does the most journeys than B or C
the insurance refused to pay out as it was full of teenagers stuff & nothing a 60yr old would keep in a car.
Lol, me too - I mean pointless as I not been awarded any points, not as in a useless driver!Must proof read before pressing post.
Insurance can be very strange.
.... see if I could claim the five year's no-claims - no problem - I was rather surprised, I will admit. I expected to be told that it didn't really count.
Its VERY strange, husbands just tried to use his 5Yrs no claims on his new car but the insurers won't accept it as he had a few months where he used a company car.....they reckon the company car voids the whole 5yrs no claims, but the previous insurance company took it with no problems!
Plus the possibility of knocking a couple of corners off your first car in your first year on the road.Failing that and if you're going with a standard insurer, if I were you I'd consider something smaller, the lowest engine size you can find, get it cheap and cheerful and keep it for a year. Then when you have that first years no claims bonus and all important experience you can trade it in for the car you want.