PeterD
ST16 Represent.
What is his point? What is his point shouting at people in a supermarket that will have had zero choice in implementing it?
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Stafford shops opening - Turning into a boom town?
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Mudgie
Well-Known Forumite
He has a point that shops should offer a choice of cash or card, just as they offer a choice of apples and pears.
Acting as he did though isn't doing anyone any favours, and "legal tender" wasn't relevant there.
I just use businesses that accept cash and for those that don't they can probably do well enough without my custom although I have recently heard of one that is struggling.
Mudgie
Well-Known Forumite
I don't know about others but I withdraw cash at Post Offices.
Mudgie
Well-Known Forumite
No, using a Post Office, often for not only for withdrawing cash, while I'm out is NOT to "make a trip out especially".
A £300 withdrawal is one transaction on my bank statement. Dozens of transactions a month, each for the purchase of a pint, on it would get confusing.
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Thehooperman
Well-Known Forumite
I can understand using cash if you're monitoring your outgoings.
Whilst it is far more convenient to use a card for me it is also far easier to do more transactions without realising it and lose track of your outgoings.
Disadvantage of using cash is the amount of sharpnel I am now the proud owner of after using only cash for several days.
Mudgie
Well-Known Forumite
I don't myself use cash to monitor my outgoings but there certainly are people who go out with a £20 note knowing that when it's spent it's time to go home.
I can take care of your shrapnel if you like. .
Gramaisc
Forum O. G.
I haven't paid for anything in a face-to-face-transaction with a card since last November, I think. I did buy an item on eBay in May, via PayPal linked to a card, but that is it, I believe.
Automated payments cover the 'big stuff' and I just buy the odd pint, bit of food, project items and petrol*, using the remains of a stash of cash I built up over years of bringing over items for people, bought in pounds, but paid for in euros, so I've not had to part with money to change the picture on the notes and coins.
Card payments are becoming more prevalent here, sometimes available in the most unlikely places. This was, of course, accelerated by the whole Covid issue.
I don't have cards for the account here and I don't want to be using UK cards in the outside world, unless I have to, but I will get 'local' cards at some point.
The banks here suddenly announced that their smaller branches would no longer be handling cash. The government told them "you will provide the service to the people that bailed you out!", so they relented...
I have yet to see a 'no cash' place here.
I do use cards when in the UK, and a check of the 'Big Island' wallet reveals £120 in there, so I may need to extract some cash upon my return, at least they are all plastic notes...
Today, I ordered the wood for the winter, to get it into the greenhouse and drying. The 'woodman' that I've always dealt with unfortunately died earlier this year, so I rang his mobile, on the off-chance that his lad would be using it now and I got a reply. A name and a vague location was enough for him to say that he knew where I was and had been here before, although I've done every delivery from 2017 on and they've always been done by his father alone. But, even after at least seven years, he was able to remember enough to understand where the cash will be**, if he turns up and I'm not here.
*I decided to fill up when I dropped to half a tank, rather than my usual quarter-tank threshold. Nevertheless, it was still twelve weeks since I had last filled it.
**It's in the greenhouse sink and I've put it there now, but it's probably safe from any of you lot.
Automated payments cover the 'big stuff' and I just buy the odd pint, bit of food, project items and petrol*, using the remains of a stash of cash I built up over years of bringing over items for people, bought in pounds, but paid for in euros, so I've not had to part with money to change the picture on the notes and coins.
Card payments are becoming more prevalent here, sometimes available in the most unlikely places. This was, of course, accelerated by the whole Covid issue.
I don't have cards for the account here and I don't want to be using UK cards in the outside world, unless I have to, but I will get 'local' cards at some point.
The banks here suddenly announced that their smaller branches would no longer be handling cash. The government told them "you will provide the service to the people that bailed you out!", so they relented...
I have yet to see a 'no cash' place here.
I do use cards when in the UK, and a check of the 'Big Island' wallet reveals £120 in there, so I may need to extract some cash upon my return, at least they are all plastic notes...
Today, I ordered the wood for the winter, to get it into the greenhouse and drying. The 'woodman' that I've always dealt with unfortunately died earlier this year, so I rang his mobile, on the off-chance that his lad would be using it now and I got a reply. A name and a vague location was enough for him to say that he knew where I was and had been here before, although I've done every delivery from 2017 on and they've always been done by his father alone. But, even after at least seven years, he was able to remember enough to understand where the cash will be**, if he turns up and I'm not here.
*I decided to fill up when I dropped to half a tank, rather than my usual quarter-tank threshold. Nevertheless, it was still twelve weeks since I had last filled it.
**It's in the greenhouse sink and I've put it there now, but it's probably safe from any of you lot.
Mudgie
Well-Known Forumite
"The government told them "you will provide the service to the people that bailed you out!", so they relented..."
A government acting on behalf of the people. Now that's a nice idea.
proactive
Enjoying a drop of red.
It'll never catch on.
Carole
Well-Known Forumite
This is what I do too.
A cash withdrawal once a week for sundries, use the card for filling up with petrol once a month or bigger purchases.
I don’t understand people who use their card for buying an item like a pasty costing a £1, but then I suspect these people don’t perhaps monitor their bank statements with a fine toothcomb.
Like @Mudgie says, it’s easier to keep track of a bank statement if you have less transactions to go through.
I check my bank statements with every transaction made and this year noticed a cash withdrawal that had gone through twice (I recovered £100) and a direct debit of £99 that had been deducted 11 times instead of once (recovered £1000).
Anyway, I love cash, it’s nice.
My Dad used to say, “it’s easy to show a card, but you think twice when you have to hand over your hard earned notes” and I’ve never forgotten that.
Cue
Well-Known Forumite
He went to the one Aldi in the country that is entirely app-based for payments, and I imagine makes it very clear at that.
He has no point. That’s like going to Amazon and complaining that you can’t pay the driver for your goods when you arrive
Theresa Green
Well-Known Forumite
rudie111
Well-Known Forumite
I use card where ever I can and I check my account daily via the app
airbusA346
Well-Known Forumite
I always pay using a card because I get cashback on every purchase.
proactive
Enjoying a drop of red.
I do that and can assure you I check every transaction on my account. Electronically, of course, not relying on a statement at the end of the month.
PeterD
ST16 Represent.
Some people use card, some use cash, some use both, when I am needed to I will use cash, window cleaners etc otherwise its either a physical card or google pay. I do not go and shout at businesses that make the decision to accept or not accept a payment method. Someone doesn't allow your preferred method of payment, go elsewhere. This is not something that the prize bellend Corbyn needs to be involved in, if its a consumer choice, let the consumers choose.
Gramaisc
Forum O. G.
Some people like to be offended. It's a cheap hobby that can be pursued without any special equipment and in varied locations.
You can actually subscribe to "news"papers, periodicals and websites devoted to it, apparently.
A school here is currently under construction with 'non-differentiated' toilet arrangements. This caused someone I know to declare that it was wrong and should not be happening. I asked him what goes on in his house, where he is the sole male of four inhabitants. Apparently, that doesn't matter, because they're all related. So I asked him if he's ever had a piss on a train or in an airliner...
proactive
Enjoying a drop of red.
If it gives him the oxygen of publicity, it is precisely what the prize bellend Corbyn needs to be involved in.