Mundane facts about your day...

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John Marwood

I ♥ cryptic crosswords
If everyone prepared to be self employed it may anticipate the future

The self employed usually earn less than the employed

The self employed can clock up double the hours of the employed but only be paid for a quarter.



The self employed work to find the work
 

Floss

Well-Known Forumite
Pay, zero increase in 5 years I think (been drinking!). Increased workload alongside, massive job spec changes for some. I'm just happy to have rid of the recent management and be back on track, but like I said I owe loyalty. Unions only work if you stand together, if I can accept our Tory overlords I can also accept a strike vote.

Everyone wants more and more for their money these days, they think they can achieve that by forcing more and more work on you, so eventually you have about five different things on the go, then they expect you to give 100% to each of those tasks and how dare you be ill and if you are, we will make such a song and dance about it by making you fill in loads of forms and have a back to work interview for that one day off you had, so you will never feel the need to be ill again and should you die on the job, that's okay we'll just buy anothe one to replace you! We are robots we just don't know it yet!
 

littleme

250,000th poster!
Did your rotten day improve @littleme ?
No! :( It only got worse & worse & worse.

My ray of sunshine today though was a visit from eldest son, who brought me a wedding album from his wedding in the summer & the news that he's been approved of a mortgage....I don't know if I should be happy or sad about the mortgage news - no more dead wasted money paid to landlords that can't/won't keep up with repairs, but on the other hand I don't want him to end up saddled with a money-pit of a house in a neighbourhood from hell & no chance of selling up like I am... :roll:
 

Perrier

Banned
Just noticed the house next door to me is now sold. Wonder if this buyer will actually move in seeing as the previous owner had it 2 years and never did .:mystery:
 

littleme

250,000th poster!
Just noticed the house next door to me is now sold. Wonder if this buyer will actually move in seeing as the previous owner had it 2 years and never did .:mystery:
I wonder if the buyers are the people I saw go in last week....there was a women in her 30's (I think) with a kid (about 6 or 7) & there was an older couple with them (probably her parents?)...so you could get an older couple or the woman & kid....


Not that I spend all my time staring out of the window - honest!
 

Gramaisc

Forum O. G.
Not that I spend all my time staring out of the window - honest!
cool-old-lady1.jpg
 

Floss

Well-Known Forumite
No! :( It only got worse & worse & worse.

My ray of sunshine today though was a visit from eldest son, who brought me a wedding album from his wedding in the summer & the news that he's been approved of a mortgage....I don't know if I should be happy or sad about the mortgage news - no more dead wasted money paid to landlords that can't/won't keep up with repairs, but on the other hand I don't want him to end up saddled with a money-pit of a house in a neighbourhood from hell & no chance of selling up like I am... :roll:

Aaaw I find when you have days like that you just have to write it off and start again the next day. Good news about your eldest though, I've noticed there seems to be a lot of houses on right move lately that would suit first time buyers, quite a few going to auction too in a variety of areas. But to be honest you can live in the poshest of area and still end up with the most horrendous neighbours, I've seen it happen to people. Regarding selling everything sells eventually. :hug:
 

Perrier

Banned
I wonder if the buyers are the people I saw go in last week....there was a women in her 30's (I think) with a kid (about 6 or 7) & there was an older couple with them (probably her parents?)...so you could get an older couple or the woman & kid....


Not that I spend all my time staring out of the window - honest!

Yea i spotted them too , however there were 2 other viewings that day pretty close together.
2 lots of older couples , however one of those could have been with the woman and child.

Hope they like "mr.shoutybarks" aka alfie my doggie ;)
 

Gramaisc

Forum O. G.
The volume on my stereo goes anywhere it likes if you turn the knob on it (I'll fix it one day), so I normally use the remote to control the volume on it.

I've just spent ten minutes trying to find the remote - it's unusual to lose it, as it rarely moves more than a foot about the place.

Eventually, I realised that it bears a reasonable general resemblance to the Nokia 3510 that I still use and that that was still on the desk, so I've just retrieved the remote from the boot of the car.
 

littleme

250,000th poster!
Oh @littleme

I didn't know that you were trying to sell?

How long have you been on the market?

Or are you not on the market?
No we're not on the market.

I made the mistake of using my right-to-buy on my council house, at the time I had wonderful neighbours (they all moved away & the new ones are far from wonderful (apart from @perry081064 & Mr Shoutybarks) ) & the plan was to only keep it for 5yrs then sell & move somewhere nicer & larger....but when the 5yrs were up house prices were at their peak & we didn't think we could afford to move, so we re-did the mortgage..just before the big crash....so that was another 5yr wait before we could move ....but then husband was made redundant & then has changed jobs in quick succession so any hope of selling up & moving is scuppered for now...

'Another 5 years' is all I ever hear! & by the time we can afford to move, we won't need the space!

Ignore me, I'm a moany old moo .... as @Floss pointed out to me - I could live in the nicest of areas & still have horrid neighbours!
 

Carole

Well-Known Forumite
No we're not on the market.

I made the mistake of using my right-to-buy on my council house, at the time I had wonderful neighbours (they all moved away & the new ones are far from wonderful (apart from @perry081064 & Mr Shoutybarks) ) & the plan was to only keep it for 5yrs then sell & move somewhere nicer & larger....but when the 5yrs were up house prices were at their peak & we didn't think we could afford to move, so we re-did the mortgage..just before the big crash....so that was another 5yr wait before we could move ....but then husband was made redundant & then has changed jobs in quick succession so any hope of selling up & moving is scuppered for now...

'Another 5 years' is all I ever hear! & by the time we can afford to move, we won't need the space!

Ignore me, I'm a moany old moo .... as @Floss pointed out to me - I could live in the nicest of areas & still have horrid neighbours!

Oh I see, yes thats a shame.
It really is difficult now with house prices being the way they are.
I was 22 when i bought my first house, I don't remember saving for years, it was just so easy back then.

But yes, you can have bad neighbours wherever you live. Living in a big posh house doesn't always followthat the neighbours will be better.
 

tek-monkey

wanna see my snake?
I decided against buying when young, 55k for a 3 terrace seemed an obscene amount when I only earned 16k. Instead I waited 10 years and spent 130k+ despite still earning only 24k, and used a government scheme that ties me into a mortgage I can't move at an interest rate more than double what I could get with a real mortgage. I passed all the checks, and can afford to make the repayments easily enough, but despite living here for 6 years still don't have enough equity to buy out the share I don't own so can't get near the LTV I need :(
 
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