Stafford Grand Prix

Gadget

Gadget

Well-Known Forumite
We get high speed slalom(sp?) in my street thanks to the ''traffic calming'' pmsl. The racket is unbelievable so i sympathise with those also affected. I wonder if they are learning to drift?
G x
 
magda_xxx

magda_xxx

Well-Known Forumite
United57 said:
I have no issue with them having an accident as long as they do not injure others and they are prepared to wait for the ambulance as there may be more deserving people.
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i did get same in my mind :) they are perfect for donors!
 
Glam

Glam

Mad Cat Woman
The wallys in cars with noisy exhausts have just been practising for the Nurburg Ring round the long stay car park. There's a sign in Sainsburys asking customers to keep it down when they leave at night - think of the neighbours. Don't think those chavs can read...

Edited for terrible spelling!
 
United57

United57

Well-Known Forumite
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shoes

shoes

Well-Known Forumite
United57 said:
I have no issue with them having an accident as long as they do not injure others and they are prepared to wait for the ambulance as there may be more deserving people.
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i have every problem with it - insurance premiums.

That and the inconvenience to everyone else as they separate mckenzie project shirts and bits of terrible body kit on the road and then repair all the damage caused to the street they crashed on.
 
Jay

Jay

Well-Known Forumite
shoes said:
i have every problem with it - insurance premiums.

That and the inconvenience to everyone else as they separate mckenzie project shirts and bits of terrible body kit on the road and then repair all the damage caused to the street they crashed on.
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Exactly, most weekends the railings by the Shire Horse pub have another load of damage, I guess this all has to be paid for by someone, probably us - the great British law-abiding tax-paying public.
 
gilbert grape

gilbert grape

Well-Known Forumite
Been on Tesco car park this afternoon, about 3-30 and some bloke, about late 20's, in a sporty Civic thought it was fine to do 20+ ! The mentality of some just bewilders me!
 
tek-monkey

tek-monkey

wanna see my snake?
Friday night saw three chavs racing about near Maccy Ds, all in saxo's and all sounding like 1l versions with bean can exhausts. Still, that seems to be what impresses the female of their species so you can hardly blame them. And at least a few will end up removing themself from the gene pool in this manner, cleaning up our collective DNA a little at a time.
 
gilbert grape

gilbert grape

Well-Known Forumite
And everybody they know will weep and say what fine upstanding citizens they were who never harmed anyone.
Ah well, breaking a few laws each day isn't a problem, apparently!
 
G

gilesjuk

Well-Known Forumite
I doubt for one minute their insurance company (if they have any insurance) have been told the full list of modifications that have been made to their cars. So they're technically uninsured.
 
shoes

shoes

Well-Known Forumite
gilesjuk said:
I doubt for one minute their insurance company (if they have any insurance) have been told the full list of modifications that have been made to their cars. So they're technically uninsured.
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You'd be surprised - I have got two BMW 328 coupes. My daily driver, which is insured for £18k miles a year via Admiral costs me £1,112 a year to insure (16 miles/£1).

My track car has the following modifications, all of which have been declared on my policy:

Engine:

Air intake manifold - 40% increased air flow
Exhaust Manifold - 22% increased gas flow
Scorpian Exhaust system (fairly loud but not earth shattering)
Engine Control Unit remap

This has increased the output from 191 bhp to 230 bhp.

Suspension/handling:

Around 70mm of lowering all round on very stiff springs and uprated shocks
Non standard alloy wheels (although they are still BMW wheels, only off a 5 series)
Front sparco strut brace (very stiff)
Rear parcel shelf has been cut out (!!) and replaced with a welded bar of steel to improve rigidity
Standard steering wheel has been removed and replaced with an OMP corsa deep dish wheel, resulting in loss of airbag and horn.
ABS module has been removed
Stability control module has either been removed or it never had one in the first place

Seating:

Corbeau bucket seats in the front
Standard front seatbelts removed and Sabelt 4 point harnesses installed
Rear seats removed, along with belts and anchor points.

Interior:

All interior trim apart form the dashboard removed
All sound deadening removed
Some internal parts of the body have simply been cut out
Door cards removed
Headliner removed
Sunroof glass and mechanism removed and outer skin welded in place

Exterior:

Non-standard rear lights (I hate them but they work and it's not a car to pose in so sod it)

Additional:

Hydraulic handbrake installed for drifting - this is a major modification and usually rings alarm bells with insurers
Limited slip differential - much more driving skill is required to drive such a device properly than a normal 'saxo' type car.

All in all the car is heavily modified, and can achieve 60 mph from stand still in around 5.5 seconds. I have no idea what the top speed is, it's geared to 160 mpg and considering the way it pulls at 140ish mph I would be surprised if it couldn't red line in 5th gear.

10,000 miles a year insurance policy including 60 days european cover, 5 track days a year, legal cover and windscreen cover.......

£1,100 (9 miles / £1).

So for pretty much the same money, albeit with less miles per year on the policy, driving a modified car is not that expensive.

For completeness I should mention I am 26 years old now, however both policies were taken out when I was 25. I passed my driving test in September 2010 and have one years no claims bonus.


EDIT: Also you are incorrect to a degree - the insurance company will still be obliged to settle any claim against the driver of the vehicle unless they have specifically contravened the insurer's terms and conditions, which I believe is limited to drink and drug driving. The insurance company, however, is within it's right to, and you can bet your bottom dollar will chase the policy holder for the money in through the courts.
 
Kickstart

Kickstart

Well-Known Forumite
shoes said:
EDIT: Also you are incorrect to a degree - the insurance company will still be obliged to settle any claim against the driver of the vehicle unless they have specifically contravened the insurer's terms and conditions, which I believe is limited to drink and drug driving. The insurance company, however, is within it's right to, and you can bet your bottom dollar will chase the policy holder for the money in through the courts.
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Even with drink or drug driving they would still have to pay up for any 3rd party claims. Likely any policy which refused to cover 3rd party claims in these (or any other circumstances) would land up not being a valid policy under the road traffic act.

All the best

Keith
 
AA Silencers

AA Silencers

Well-Known Forumite
As shoes will testify there is only one place to drive like you're on a race circuit, and that's a race circuit!

They should all be forced to take advanced driving tuition so they can grasp how little they know about car control and how dangerous it is to drive at speed on public roads. It seems crazy to me to force people to take so called speed awareness courses after they've been caught speeding. Education seems to be the answer to most of life's problems.
 
Gramaisc

Gramaisc

Forum O. G.
aa silencers said:
They should all be forced to take advanced driving tuition so they can grasp how little they know about car control and how dangerous it is to drive at speed on public roads. It seems crazy to me to force people to take so called speed awareness courses after they've been caught speeding. Education seems to be the answer to most of life's problems.
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I was once in the Police Club on the Weston Road and overheard one traffic cop trying to get another one to understand why ABS would not have any beneficial effect if the car is going sideways. Education does not always increase one's understanding, it seems...
 
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