How do people afford houses in this day and age?

[John Marwood]

http://www.propertyguardians.org

Short term alt
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[John Marwood]

Summed by an Irishman in the States..

www.youtube.com/#/watch?desktop_uri=http%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DkoY6kXhQDQo&v=koY6kXhQDQo&gl=GB

Oops

Try again

http://dailycaller.com/2010/12/17/an-irishman-in-america-tells-it-like-it-is-content-warning/

 

[tek-monkey]

Looks like a similar scheme to what I used is being planned again, where the gov help you out with the deposit. Not much info at present, but I saw it here: http://uk.news.yahoo.com/5/20110316/tuk-council-cash-to-help-first-time-buye-45dbed5.html

 

[John Marwood]

Planning laws change for spivs... Or how to inflate the commercial property market


http://www.bbc.co.uk/news/mobile/business-12792614


Got a lock up? Why not turn it into starter homes for the young....

 

[John Marwood]

Gideon helps the buy to let landlords more than the first time buyers

http://blogs.telegraph.co.uk/finance/ianmcowie/100009899/hidden-boost-for-house-prices-in-the-budget/

Or..

Buy in bulk bab

 

[shoes]

What costs are involved with buying a house.

Hypothetically speaking, if one was to buy a house for cash, what fees would be payable, and to whom?

 

[Gramaisc]

The only thing that seems to really be necessary is the 'conveyancing' - and some enterprising people have done this themselves.

Surveys, etc., would be optional, if you were able to trust your own judgement.

 

[tek-monkey]

If you don't need a mortgage then the survey is optional, if you do bother then only bother with a full one. Anything less and they only spend 20 minutes checking it has the right number of walls etc. the amount of 'May have', 'Would possibly' and 'may require more inspection' on my report made me wonder if he'd even entered the house.

My total solicitors fee was £867 IIRC, that was with them allegedly doing everything but in reality me and the EA seemed to do a lot of it! The only thing I would stress is that if you do use someone, make sure its someone you can see in person easily. Things are too easily dodged on the phone, whereas you standing in their office makes things happen. One of my main reasons for choosing my solicitor, apart from the reccomendations on here, was that she was 2 minutes away from my office.

 

[tek-monkey]

Oh yeah, stamp duty too. Think its on anything over 125k.

 

[John Marwood]

Increases again at 250k...

Unless u r an MP

 

[John Marwood]

The sheds on the old salt works in bazz itch are a lot better than one might imagine...

 

[shoes]

Took me a while to figure out - you mean the saltings as you go out of bazz itch towards the crem?

I have looked at a few of those online, a lot of them look very good. I know nothing about them though, and a lot of them are price comparable to bricks and mortar. How do they age?

 

[Rikki]

Like a caravan. Because thats basically what they are underneath.

 

[shoes]

How does a caravan age - I've never owned one?

 

[Trumpet]

Pretty certain that there's a lower age limit for purchasers on there, could be wrong but I think it's over 50s only.

 

[Glam]

Pretty certain that there's a lower age limit for purchasers on there, could be wrong but I think it's over 50s only.

I looked into buying one of those "sheds" up Bazz itch,I needed be over 55 to get me hands on one. Woman I spoke to in the estate agents told me not waste me money on 1 cos they were crap. And it were her company selling'em!

 

[John Marwood]

Pretty certain that there's a lower age limit for purchasers on there, could be wrong but I think it's over 50s only.

I looked into buying one of those "sheds" up Bazz itch,I needed be over 55 to get me hands on one. Woman I spoke to in the estate agents told me not waste me money on 1 cos they were crap. And it were her company selling'em!

Your a young un then...

 

[Glam]

Pretty certain that there's a lower age limit for purchasers on there, could be wrong but I think it's over 50s only.

I looked into buying one of those "sheds" up Bazz itch,I needed be over 55 to get me hands on one. Woman I spoke to in the estate agents told me not waste me money on 1 cos they were crap. And it were her company selling'em!

Your a young un then...

I'm 47 my darling x

 

[Trumpet]

Site owners probably take a commission on every sale too so when you came to sell up they'd want their wedge as well as the estate agents cut.

 

[John Marwood]

Giving troubled mortgage borrowers a second chance is storing up trouble for the banks...


http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/8412206/Giving-troubled-mortgage-borrowers-a-second-chance-is-storing-up-trouble-for-the-banks.html