In the news...

[tek-monkey]

To be fair that is about limiting people earning over £50k, surely if you earn north of £50k you can afford to finance children yourself?

What they need to do is limit payments to the number of children you had when you became unemployed, and encourage people to use contraception. At the moment having kids without a job is actually financially a good move, just look at the family in the link Shoes posted to show that.

 

[shoes]

I know, they complain about how much money the middle classes have, well let them have kids who will inherit this money and redistribute the wealth. The poor need to STFU in my opinon and stop being such a whiney bunch of ingrates. As for the 'middle classes' - well they run this country and give you all these benefits you love so much, so F**k off.

He has already signalled he will rein in tax credits for the better off, saying they must share the pain of rebuilding public finances.

Yes, seems fair, seeing is it was clearly the middle class who consistently borrowed more than they can afford and then didn't pay it back... oh no wait a minute.....it was the poor. Gettin a bit sick of the poor if i'm honest.

It was claimed that under a Conservative government a number of benefits would be limited to the most needy.

Define needy. Refusing ANY form of work when on benefits should immediately be taken as agreeing to having your benefits stopped.


As great as this all sounds, if Cameron did make it into power how much of this would he actually implement? I'd wager not a lot, because the EU would order him to make the poor as comfortable as possible at the expense of the hard working middle classes.

 

[shoes]

To be fair that is about limiting people earning over £50k, surely if you earn north of £50k you can afford to finance children yourself?

What they need to do is limit payments to the number of children you had when you became unemployed, and encourage people to use contraception. At the moment having kids without a job is actually financially a good move, just look at the family in the link Shoes posted to show that.

Hang on a minute you can't have double standards here, if EVERYONE has to pay into the pot then EVERYONE should get something out of it, otherwise we're back to the usual old "I'm a decent person and can afford to pay for you and my god don't the government know it" scenario.

EDIT: Forgetting footballers, how many people do you think accidentally ended up in 50k + jobs by accident? Without hard work, dedication, training, experience and demonstrating they're excellence? None. So after all of this hard work and dedication you just get forced to pay for someone who couldn't be arsed? F**K off. I don't earn half of £50k a year and I'm still fighting their corner because I know people on more than that and not one single one of them managed it through sitting on their arse and visiting the job centre twice a month.

 

[tek-monkey]

But I don't agree everyone should get the benefits, they should be distributed according to need and need only. They are supposed to be a way to ensure those most in need do not starve, not a perk of having a kid.

That said, I'd have a fookin massive shakeup of who can actually get them, and how they are paid. I'm sure we've been over this one before, but benefits for kids would only be able to purchase kid related stuff (food/clothes etc.). Popping out more kids while on benefits would see your benefits shift from JSA (or whatever you are on) to more child benefit. Have more kids, seriously restrict your own wealth by being forced to spend a higher percentage on the kids themselves.

Could never work though, they can't even get a patient database to function without spending billions.

 

[shoes]

Or perhaps take a realistic approach and ban EVERYONE from having kids, and make them apply to have them.

"Whats your yearly household income?"
"we're on benefits"
"next!"

"We have no licence but she's pregnant"
"Off see the food mixer for you, love."
"oh but its against my religion"
"ah i see, you would like the childen taken off you and you spending the rest of your life in prison package then, no problem at all"

F**k human rights, right in the ear. I'm sick of it, sick of PC, sick of the poor, sick of the dumb, the lazy and the outright cretinous. F**k the lot of them, I mean really. Welfare needs to be there for those who need it, and if you need JSA for more than 6 months you should be put to work forcefully. End of.

 

[My Name is URL]

To be fair that is about limiting people earning over £50k, surely if you earn north of £50k you can afford to finance children yourself?

Right so I earn c. £30,000, the misses earns c. £21,000 = £51,000

So we are now "middle class" and can afford to pay for our own kids....

We have a kid, misses has to stop working so bang, we're now on a combined income of c. £30,000. Thats a take home of £1,500 after tax, NI, pension, student loan etc

Mortgage is £850 a month
council tax = £110
Food = £200
Elec and Gas = £50
Water = £30
TV Lic = £10

Before I even think about paying for petrol, things for a kid, savings because if I lose my job I get fack all support to pay my mortgage or bills

God forbid I have a bit left over at the end of the month to have a beer or enough to afford the internet / sky tv.

IMHO no one should get benefits for having a kid. If people have kids it should be because they can afford to have them.

 

[tek-monkey]

But then you'll still get the benefits, because you'll be on less than £50k?

EDIT: Also do you not have mortgage insurance in case you lose your job, or get a critical illness?

EDIT2: £50 gas and leccy? We spend nearly £160!

 

[djstaffs]

We have a kid, misses has to stop working so bang, we're now on a combined income of c. £30,000. .

There you are, your now on 30,000 not 50,000 and therefore you qualify for benefits.
You did fail to take into account you would now get tax credits and child support and also for your partner if she has student loans she would be able to defer them.

 

[djstaffs]

But then you'll still get the benefits, because you'll be on less than £50k?

Also do you not have mortgage insurance in case you lose your job, or get a critical illness?

lol having a baby isnt classed as critical illness so isnt covered by any mortgage insurance policy.

 

[tek-monkey]

IMHO no one should get benefits for having a kid. If people have kids it should be because they can afford to have them.

Whilst I agree with this, some people are such scum they'd have kids then neglect them. I'm not sure giving them money really helps in all cases, but at least the money is there to get necessities. Maybe the gov should just make nappies and powdered milk free?

 

[djstaffs]

IMHO no one should get benefits for having a kid. If people have kids it should be because they can afford to have them.

Whilst I agree with this, some people are such scum they'd have kids then neglect them. I'm not sure giving them money really helps in all cases, but at least the money is there to get necessities. Maybe the gov should just make nappies and powdered milk free?

Frightening thought but i think they would just be neglected. Benefits should come in the form of voucher or tokens, call them what you will, to be exchanged for specific goods. So the £190 every pregnant woman gets for healthy eating should be vouchers, spread out over the course of the pregnancy that can only be used on healthy food.

Similarly attendance allowence should only be able to be used to pay for things like a cleaner or someone to help round the house, which is what its for.

 

[djstaffs]

Anyway, we done this argument so much last few weeks, not sure we moving forward with it are we?

More in the news today....


http://www.dailymail.co.uk/news/article-1209028/Man-stabbed-West-Ham-Millwall-fans-brawl-outside-stadium.html

What can we do about these morons?
Thought these days were over.

 

[shoes]

Anyway, we done this argument so much last few weeks, not sure we moving forward with it are we?

More in the news today....


http://www.dailymail.co.uk/news/article-1209028/Man-stabbed-West-Ham-Millwall-fans-brawl-outside-stadium.html

What can we do about these morons?
Thought these days were over.

Haha don't even get me started on the underclasses of football. As ever a handful ruining it for the masses of reasonable, responsible fans.

 

[djstaffs]

Haha don't even get me started on the underclasses of football. As ever a handful ruining it for the masses of reasonable, responsible fans.

Oh bloody hell, thought i was changing the subject not adding to it. lol

 

[shoes]

lol yes but it always boils down to the same thing though, no?

 

[My Name is URL]

EDIT2: £50 gas and leccy? We spend nearly £160!

How much?!?!?

Our DD is £45 a month and has built up a credit over the last few months to pay for the winter months with slightly higher costs.

 

[tek-monkey]

Seriously mate, we put in £180 a month and are gaining a bit. We had a £600 bill for our first 6 weeks in the house, although BG had stuck us on some stupid tarrif. Wasn't impressed. Its a fairly large, flat roofed house with single glazed sash windows - a bitch to heat. Also we all have PCs on pretty much 24/7 which can't help.

At the new place its all double glazing, proper roof etc. so hopefully we'll be a lot better off there. We got one of those OWL wireless leccy monitors* too, so hopefully that will encourage us to cut back a bit. I'm also only going to take 3 of my own PCs, and the laptop


* If you, or anyone you know, is receiving benefits of pretty much any kind, then get them to go here and use code EF3. This will get them a free OWL wireless electricity monitor and a free power saving plug socket.

EDIT: Yup, another instance of the working people needing to pay for what the scroungers get for free.

 

[MyCult]

no one tell Kerry Katona

 

[Gramaisc]

Makes you wonder why people put money into Mexican restaurants and the like when you could open a Columbian one for the price of a packet of razor blades.

 

[Lunar Scorpion]

Maybe the gov should just make nappies and powdered milk free?

Why? You only need a few terry nappies and and milk is usually free.